How to Bulletproof Your Travel Agency or Hotel Against Payment Disputes: Chargeback, VCC Fraud & PCI 4.0 in 2026

How to Bulletproof Your Travel Agency or Hotel Against Payment Disputes: Chargeback, VCC Fraud & PCI 4.0 in 2026

• Explanation of payment disputes, chargebacks, and virtual credit card (VCC) fraud risks

• Impact of PCI DSS 4.0 and PSD2 regulations on travel payments

• Practical ways travel businesses can reduce chargeback risks

• Best practices for managing virtual credit cards and FX mismatches

• Reconciliation tips to spot suspicious transactions early

• Updating payment gateway settings for 2026 compliance

• Guidance on Merchant of Record (MoR) vs pass-through payment models

• How to educate clients and suppliers to reduce disputes

• How to structure policies and contracts to limit liability

• Emerging payment tech trends and what to watch for in 2026

References

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